VA Home Loan:The VA home loan by the Baker Loan Team is offered to veterans with qualifying credit and income to purchase a primary residence with little to no money down on the purchase price of the home. This is possible as long as the sales price of the home does not exceed the appraised value. The only money required aside from the sales price would be the closing costs, which may even be able to be paid by the seller with the proper negotiation. With the Baker Loan Team, we strive to provide our honorable veterans with the best home loan possible in Roseville. The Department of Veterans Affairs provides a guaranty on the loan, which protects the lender in the event of a default by the borrower. The biggest advantage of a VA loan is that there can sometimes be no down payment. If you are interested in a VA loan, a certificate of eligibility from the Department of Veteran Affairs is required by the lender. Give us a call today to see what Baker Loan Team of Roseville can do for you!
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