No Money Down Home Loans Roseville, USDA Home Loan, VA Home Loan
No Money Down Home Mortgages from Baker Home Loan Team Roseville! 833-915-1639
Many people shopping for a home loan ask the question, "Is a down payment always required?" The answer depends on what kind of home financing you are exploring. If you are looking at a VA or USDA home loan in Roseville, the answer is yes!
Roseville Home LoanQuick Links and Specific Loans:
Questions? give us a call: 833-915-1639 | VA Home Loan:The VA home loan by the Baker Loan Team is offered to veterans with a qualifying credit score and sufficient income to purchase a primary residence by putting little to no money down on the purchase price of the home. Having no down payment is possible as long as the sale price of the home does not exceed the appraised value. With the Baker Loan Team, we strive to provide our honorable veteran’s with the best home loan possible in Roseville. The Department of Veterans Affairs provides a guaranty on the loan, which protects the lender in the event of a default by the borrower. If you are interested in a VA loan, a certificate of eligibility from the Department of Veterans Affair is required by the lender.
USDA Home Loan:The USDA (United States Department of Agriculture) provides a specially designed home loan that is offered to families that do not have adequate housing, but can afford monthly mortgage payments, including property tax and home insurance. This housing program is part of a government initiative for rural development in many parts of the United States, including parts of Roseville and the surrounding areas. The Single Family Housing Guaranteed Loan program has approved lenders that offer the USDA loan that the Baker Loan Team will work with to help you get the best home loan possible. The loan terms are for 30 years. There is no down payment required on a USDA loan. Free Quote Form | Get Approved Today!
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