Poor Credit Home Loans Roseville, Poor Credit Mortgage
Full Service Mortgage Banker specializing in poor credit buying and refinancing. 833-915-1639
Poor credit home loans are not necessarily high payment or high interest home loans. At Baker Loan Team in Roseville, this home loan depends on much more than your payment history or credit score. Our professional lending services provide the most alternatives that fit our clients’ best financial interests. Usually, the best option in this case would be to explore an FHA loan.
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Questions? give us a call: 833-915-1639 | FHA Loans: FHA (Federal Housing Administration) home financing is designed to alleviate lending terms on mortgages. The FHA is a government agency that insures mortgages against financial losses. An example would be if a borrower defaults on their home mortgage, the lender files a claim with the FHA and the FHA would cover the losses incurred by the borrower. Generally, the FHA home loan option is offered to first-time home buyers, senior citizens, and home improvements and renovations. One of the most difficult parts of the home buying process is having sufficient liquid funds to put on the down payment. As a first-time home buyer in Roseville, an FHA loan allows you to make a down payment as low as 3 percent. You may also qualify to roll your closing cost and other fees into the loan amount. If you have questions or need advice regarding an FHA loan, give us a call at (916) 988-4455. Free Quote Form | Get Approved Today!
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