Jumbo Home Loans Roseville, Jumbo Home Mortgage
Jumbo Home Loans offered by Baker Home Loan Team Roseville! Call today! 833-915-1639
A jumbo home loan is the alternative to a conventional loan when the loan amount exceeds the maximum limits that have been established by Freddie Mac and Fannie Mae. In previous years, the maximum limit was $729,750, currently, the limit is set at $625,500. Typically, jumbo home loans have higher interest rates than conventional and other loans which may have lower rates. The Baker Loan Team offers current and future home owners in Roseville the best jumbo loan rates available.
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Generally, a conventional home loan is a 30-year fixed rate mortgage. This home loan has a fixed interest rate for a 30-year term. Conventional loans also typically require at least a 20 percent down payment. For example, if a house costs $200,000, the lender will provide a loan for 80 percent of that amount. So, $160,000 is financed through the lender and the borrower must pay $40,000 cash. 833-915-1639
At the Baker Loan Team, we are dedicated to helping you find the best home loan to suit your financial needs. If a jumbo loan is needed due to an excess loan amount within conventional conformity, our mortgage professionals will work with you to ensure that you are getting the best rates in Roseville!
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